Tools that show you the answer.
UK-specific calculators that show their working — so you can challenge the result. All free, no signup.
Pension Offsetting Calculator (UK)
Compare a share of a pension against cash or equity today
Open calculatorDivorce Settlement Calculator (UK)
See the whole pot, pensions included, and what a split means
Open calculatorBereavement Support Payment Calculator (UK)
Check if you qualify and what you would still receive
Open calculatorMaternity Allowance Calculator (UK)
Maternity pay when you work for yourself
Open calculatorTax-Free Lump Sum
See how much of your pension you could take tax-free
Open calculatorState Pension
Estimate your State Pension based on NI years
Open calculatorPension Pot
Project your pension pot value at retirement
Open calculatorAnnual Allowance
Check your remaining pension annual allowance
Open calculatorPension Gap
Find out if you are on track and size any pension shortfall
Open calculatorPension Shortfall
Compare projected retirement income with your target and size any shortfall
Open calculatorBudget Planner
Split your monthly take-home pay across needs, wants and savings
Open calculatorEmergency Fund
Size your safety net and see how long it takes to build
Open calculatorIncome Drawdown
Estimate how many years your pension pot could last in drawdown
Open calculatorLife Expectancy
Estimate how long your savings may need to last
Open calculatorInvestment Return
See how compound growth and regular saving build a pot over time
Open calculatorMortgage Repayment
See the monthly cost and total interest on a repayment mortgage
Open calculatorStamp Duty
Property-purchase tax for England, Scotland and Wales
Open calculatorImportant information
These calculators are for educational purposes only and do not constitute financial advice. Results are estimates based on the information you provide and assumptions about future returns. For personalised advice, please consult a qualified financial adviser.
Frequently asked questions
How accurate are the calculator results?
Our calculators provide estimates based on the information you enter and standard financial assumptions. They are designed for educational purposes to help you understand concepts like compound interest, budgeting, and savings targets. For precise planning, we recommend consulting a qualified financial adviser.
What assumptions do the calculators make about investment returns?
You can set your own expected return rate in most calculators. Historically, diversified pension investments have returned around 4-7% annually after inflation, but past performance does not guarantee future results.
Can I save my calculator results?
Currently, results are not saved between sessions. We recommend taking a screenshot or noting down your results. You can run the calculators as many times as you like with different scenarios.
What is the 50/30/20 budgeting rule?
The 50/30/20 rule is a simple budgeting guideline: allocate 50% of your income to needs (essentials like housing and food), 30% to wants (non-essentials like entertainment), and 20% to savings and debt repayment. Our Budget Planner compares your spending to this guideline.
How much should I have in my emergency fund?
Financial experts typically recommend having 3-6 months of essential expenses saved. If you have variable income, are self-employed, or have dependents, you may want to aim for closer to 12 months. Our Emergency Fund Calculator helps you determine your target.