State Pension Estimate (UK)
Estimate your new State Pension based on your National Insurance qualifying years. The full new State Pension for 2026/27 is £241.30 per week. You need at least 10 qualifying years to get anything, and 35 years for the full amount.
Your details
Check your NI record at gov.uk/check-national-insurance-record. You need at least 10 qualifying years to receive any State Pension.
Your results
Your figures appear here as you fill in your details.
This is a simplified estimate based on the new State Pension rules for 2026/27. Your actual State Pension may differ due to: contracting out before 2016, Additional State Pension (SERPS/S2P) entitlement, or transitional arrangements. Check your forecast at gov.uk/check-state-pension for a personalised figure.
How this works
The new State Pension (for people reaching State Pension age on or after 6 April 2016) is calculated based on your National Insurance qualifying years.
Full rate (2026/27): £241.30 per week (£12,547.60 per year), per GOV.UK
The calculation:
- You need a minimum of 10 qualifying years to get any State Pension
- You need 35 qualifying years for the full amount
- Between 10 and 35 years, the amount is proportional: (your years / 35) x £241.30 per week
A qualifying year is one where you paid or were credited with enough National Insurance contributions. You can check your record at gov.uk.
Last updated . Figures are UK-specific — check current rates on GOV.UK before acting.