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Pension Shortfall Calculator
Compare your projected pension income with your target and see how much more you may need to save each month to close any shortfall.
Your details
£
The total value of your pension savings today.
£
Total going in each month, including any employer contributions.
£
%
A long-term average growth rate. 4–5% is a commonly used cautious estimate.
Your results
Annual surplus
£6,490
- Years to retirement
- 32
- Projected pension pot
- £624,743
- Projected annual incomeIncludes £11,500 State Pension.
- £36,490
- Desired annual income
- £30,000
This calculator is for educational purposes only and does not constitute financial advice. Results assume a 4% safe withdrawal rate and are estimates based on the assumptions you provide; actual results will vary. For personalised advice, please consult a qualified financial adviser.