Money,
when life
changes.
Going through a divorce, a bereavement, or building something of your own? The right guidance at the right moment can change everything — and ours comes from people who’ve been there, not banks who haven’t.
Real, UKSarah · ManchesterThe clearest pension explanation I’ve ever read.
Ask one question.
Get one clear answer.
Meet Helena — your digital companion. Her name means shining light in ancient Greek. Apt, because most of UK finance is a dark room with the curtains drawn. She knows pensions, tax, divorce law, and probate, and answers the way a sensible friend would. Not a salesperson.
Why Helena?- No signup required
- Replies in plain English
- Educational, not regulated advice
Life brought you here. Choose what’s next.
Tools that show you the answer.
Calculator · Pension
Pension gap.
£127kavg shortfall
— for UK women aged 45–55
See the gap between what you're on track for and what you'll actually need. Adjust assumptions live.
See yoursCalculator · Safety
Emergency fund.
3 mominimum
— of essential outgoings, in cash
Work out the right cushion for your life, not a generic rule of thumb. Accounts for dependants and income volatility.
Calculate itCalculator · Day-to-day
Budget planner.
50/30/20starting point
— needs / wants / savings split
A living budget you can actually maintain, with UK-specific categories: council tax, NI, ISA contributions.
Build yours33%
of a UK woman’s household income disappears in the year after divorce — almost twice the drop men experience.
“I wish I’d learned this twenty years ago,not the week the solicitor sent the bill.”
The financial decisions women face at these moments aren’t harder than anyone else’s — they’re just usually made under pressure, at the worst possible time, with less context than you’d want. We built Helena to give you that context in plain English, so you walk into every conversation — with a solicitor, an adviser, your bank — already knowing what matters.
Plain English.
No jargon, no acronyms without their meaning, no "ask your IFA".
UK only.
Pensions, ISAs, IHT, HMRC — written for the system you actually pay into.
Built for change.
Generic finance content assumes a steady life. Yours isn't. Ours doesn't.
For the emotional layer of money work.
Fliss runs Align With Wealth — a coaching course for women who want to do the inner work alongside the practical planning. We send people her way often enough that we wanted to say so here, properly.
It’s easier when you don’t do it alone.
Pick a journey, ask a question, or just have a look around. There’s nothing to sign up for.