Back to glossaryGlossary term
National Insurance
Contributions on your earnings that build your State Pension and entitlement to some benefits. Self-employed people pay Class 4 on profits over £12,570: 6% up to £50,270 and 2% above that in 2026/27. Class 2 no longer has to be paid: once profits reach £7,105 it is treated as paid, protecting your record.
Last updated
Figures are UK rates and change each April. Source: GOV.UK — Self-employed National Insurance rates
Relevant to:Business
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