Maternity Allowance Calculator
Work out how much Maternity Allowance you will get if you are self-employed or do not qualify for Statutory Maternity Pay, and whether topping up your National Insurance would pay for itself.
Your details
Statutory Maternity Pay comes from an employer; Maternity Allowance comes from the DWP and is what most self-employed women claim.
You need at least 26. They do not have to be consecutive, and different jobs count together.
You need to have earned at least £30 a week in 13 of those 66 weeks. For the employed route the payment is capped at 90% of this figure.
Self-employed only. 13 weeks gets you the full rate. Below that you drop to £27 a week — but HMRC will usually let you pay the difference.
Your results
Total over the whole period
£7,578
£194.32 a week for 39 weeks.
- Weekly amountThe full standard rate.
- £194.32 / week
- Paid for
- 39 weeks
- Monthly equivalent
- £842 / month
This calculator is for educational purposes only and does not constitute financial advice, nor a decision on your entitlement. Only the Department for Work and Pensions can decide a claim. Claim on form MA1 through gov.uk, and speak to HMRC about any National Insurance shortfall before you decide not to pay it.